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Psychology

Why the Debt Snowball Method Actually Works

The math says avalanche is better. But research shows snowball wins for most people. Here's the science behind small wins.

7 min read January 21, 2026
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Habits

How Streaks Change Your Brain

Duolingo figured out streaks. Here's what 600+ experiments taught us about building lasting financial habits.

7 min read Coming Soon
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Strategy

The Hidden Cost of Minimum Payments

That $5,000 credit card balance could cost you $12,000. Here's how to see the true price of debt.

4 min read Coming Soon
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Motivation

Celebrating Debt Milestones Without Spending

You paid off a credit card! Now what? 15 ways to celebrate that don't involve going back into debt.

6 min read Coming Soon
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Research

Debt and Mental Health: What the Research Says

Eliminating one debt improves cognitive function by 0.25 standard deviations. Here's what that means for you.

8 min read Coming Soon

More Coming Soon!

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